{"title":"Spending","description":"","products":[{"product_id":"spending","title":"Spending","description":"\u003cp class=\"MsoNormal\" align=\"center\" style=\"text-align: left;\"\u003e\u003cspan style=\"color: rgb(0, 0, 0);\"\u003e\u003ci\u003e\u003cspan style=\"font-size: 14pt; line-height: 107%;\"\u003eSpending \u003c\/span\u003e\u003c\/i\u003e\u003cspan style=\"font-size: 14pt; line-height: 107%;\"\u003eis a practical, easy-to-understand guide to making smarter money choices. Packed with real-world examples, thoughtful questions, and friendly explanations, this book helps develop an understanding of how prices work, how money flows out, and how to stay in control of spending.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" align=\"center\" style=\"text-align: left;\"\u003e\u003cspan style=\"color: rgb(0, 0, 0);\"\u003e\u003cspan style=\"font-size: 14pt; line-height: 107%;\"\u003eFrom smart shopping and budgeting, to paying with credit, spotting tricks that push us to spend more, and understanding consumer protections, \u003ci\u003eSpending\u003c\/i\u003e provides tools to spend with purpose, confidence, and care\u003c\/span\u003e\u003cspan style=\"font-size: 14pt; line-height: 107%;\"\u003e.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45114961559575,"sku":null,"price":23.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/Spending_coverimage.jpg?v=1780896144"},{"product_id":"digital-product-5","title":"Spending WORKSHEET 1","description":"\u003ch3 data-start=\"552\" data-end=\"614\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"556\" data-end=\"614\"\u003eSpending Worksheet 1: Understanding Spending Decisions\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp data-start=\"616\" data-end=\"768\"\u003eHelp students build stronger money awareness with this practical worksheet from the \u003cem data-start=\"700\" data-end=\"710\"\u003eSpending\u003c\/em\u003e book in the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e series.\u003c\/p\u003e\n\u003cp data-start=\"770\" data-end=\"1044\"\u003eThis first worksheet helps learners explore what influences spending decisions in everyday life. Through needs vs wants activities, consumer scenarios, matching tasks, and reflective questions, students begin to recognise the hidden forces that shape how people spend money.\u003c\/p\u003e\n\u003cp data-start=\"1046\" data-end=\"1068\"\u003eStudents will explore:\u003c\/p\u003e\n\u003cul data-start=\"1069\" data-end=\"1304\"\u003e\n\u003cli data-start=\"1069\" data-end=\"1111\"\u003eThe difference between needs and wants\u003c\/li\u003e\n\u003cli data-start=\"1112\" data-end=\"1160\"\u003eAdvertising, social media, and peer pressure\u003c\/li\u003e\n\u003cli data-start=\"1161\" data-end=\"1197\"\u003eMood spending and impulse buying\u003c\/li\u003e\n\u003cli data-start=\"1198\" data-end=\"1240\"\u003eScarcity and urgency marketing tactics\u003c\/li\u003e\n\u003cli data-start=\"1241\" data-end=\"1304\"\u003eInvisible spending and why small purchases add up over time\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1306\" data-end=\"1315\"\u003eIncludes:\u003c\/p\u003e\n\u003cul data-start=\"1316\" data-end=\"1498\"\u003e\n\u003cli data-start=\"1316\" data-end=\"1360\"\u003eStudent worksheet activities and scenarios\u003c\/li\u003e\n\u003cli data-start=\"1361\" data-end=\"1404\"\u003eTeacher solutions and assessment guidance\u003c\/li\u003e\n\u003cli data-start=\"1405\" data-end=\"1498\"\u003eIdeal for classroom discussion, independent learning, wellbeing programs, or homeschool use\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1500\" data-end=\"1600\"\u003eDesigned to be used alongside \u003cem data-start=\"1530\" data-end=\"1540\"\u003eSpending\u003c\/em\u003e from the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e book series.\u003c\/p\u003e\n\u003cp data-start=\"1602\" data-end=\"1661\"\u003e\u003cstrong data-start=\"1602\" data-end=\"1613\"\u003eFormat:\u003c\/strong\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45118874255383,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/SpendingWORKSHEET1.jpg?v=1780895849"},{"product_id":"digital-product-6","title":"Spending WORKSHEET 2","description":"\u003ch3 data-start=\"664\" data-end=\"728\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"668\" data-end=\"728\"\u003epending Worksheet 2: Applying Smart Spending Strategies\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp data-start=\"730\" data-end=\"881\"\u003eHelp students apply real-world money skills with this practical worksheet from the \u003cem data-start=\"813\" data-end=\"823\"\u003eSpending\u003c\/em\u003e book in the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e series.\u003c\/p\u003e\n\u003cp data-start=\"883\" data-end=\"1186\"\u003eThis second worksheet challenges learners to apply smart spending strategies in realistic everyday situations. Through relatable scenarios involving flash sales, influencers, subscriptions, peer pressure, and impulse purchases, students develop the confidence to make more thoughtful spending decisions.\u003c\/p\u003e\n\u003cp data-start=\"1188\" data-end=\"1210\"\u003eStudents will explore:\u003c\/p\u003e\n\u003cul data-start=\"1211\" data-end=\"1524\"\u003e\n\u003cli data-start=\"1211\" data-end=\"1267\"\u003eAdvertising, scarcity, and urgency marketing tactics\u003c\/li\u003e\n\u003cli data-start=\"1268\" data-end=\"1319\"\u003ePeer pressure and social influences on spending\u003c\/li\u003e\n\u003cli data-start=\"1320\" data-end=\"1374\"\u003eSystem 1 (fast) vs System 2 (slow) decision-making\u003c\/li\u003e\n\u003cli data-start=\"1375\" data-end=\"1410\"\u003eOpportunity cost and trade-offs\u003c\/li\u003e\n\u003cli data-start=\"1411\" data-end=\"1447\"\u003eSmart spending vs risky spending\u003c\/li\u003e\n\u003cli data-start=\"1448\" data-end=\"1524\"\u003eHow habits, subscriptions, and “small treats” can affect financial goals\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1526\" data-end=\"1535\"\u003eIncludes:\u003c\/p\u003e\n\u003cul data-start=\"1536\" data-end=\"1741\"\u003e\n\u003cli data-start=\"1536\" data-end=\"1594\"\u003eStudent scenarios and applied decision-making activities\u003c\/li\u003e\n\u003cli data-start=\"1595\" data-end=\"1638\"\u003eTeacher solutions and assessment guidance\u003c\/li\u003e\n\u003cli data-start=\"1639\" data-end=\"1741\"\u003eIdeal for classroom discussion, financial literacy programs, independent learning, or homeschool use\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1743\" data-end=\"1843\"\u003eDesigned to be used alongside \u003cem data-start=\"1773\" data-end=\"1783\"\u003eSpending\u003c\/em\u003e from the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e book series.\u003c\/p\u003e\n\u003cp data-start=\"1845\" data-end=\"1904\"\u003e\u003cstrong data-start=\"1845\" data-end=\"1856\"\u003eFormat:\u003c\/strong\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45118876778519,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/SpendingWORKSHEET2.jpg?v=1780899704"},{"product_id":"saving-worksheet-3-1","title":"Spending WORKSHEET 3","description":"\u003ch3 data-start=\"737\" data-end=\"801\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"741\" data-end=\"801\"\u003eSpending Worksheet 3: Personalising your spending habits\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp data-start=\"803\" data-end=\"972\"\u003eHelp students build self-awareness and stronger money habits with this reflective worksheet from the \u003cem data-start=\"904\" data-end=\"914\"\u003eSpending\u003c\/em\u003e book in the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e series.\u003c\/p\u003e\n\u003cp data-start=\"974\" data-end=\"1268\"\u003eThis third worksheet encourages learners to explore their own spending behaviour, personal triggers, habits, and decision-making patterns. Through reflection, self-assessment, and practical behaviour design activities, students begin to understand not just \u003cem data-start=\"1231\" data-end=\"1237\"\u003ewhat\u003c\/em\u003e they spend money on—but \u003cem data-start=\"1262\" data-end=\"1267\"\u003ewhy\u003c\/em\u003e.\u003c\/p\u003e\n\u003cp data-start=\"1270\" data-end=\"1292\"\u003eStudents will explore:\u003c\/p\u003e\n\u003cul data-start=\"1293\" data-end=\"1633\"\u003e\n\u003cli data-start=\"1293\" data-end=\"1339\"\u003eTheir recent spending choices and patterns\u003c\/li\u003e\n\u003cli data-start=\"1340\" data-end=\"1376\"\u003eNeeds vs wants in their own life\u003c\/li\u003e\n\u003cli data-start=\"1377\" data-end=\"1464\"\u003ePersonal spending triggers such as boredom, stress, friends, sales, or social media\u003c\/li\u003e\n\u003cli data-start=\"1465\" data-end=\"1515\"\u003eHabits that help or hurt their financial goals\u003c\/li\u003e\n\u003cli data-start=\"1516\" data-end=\"1568\"\u003eIdentity-based money habits and behaviour change\u003c\/li\u003e\n\u003cli data-start=\"1569\" data-end=\"1633\"\u003eCreating personal spending rules for smarter decision-making\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1635\" data-end=\"1644\"\u003eIncludes:\u003c\/p\u003e\n\u003cul data-start=\"1645\" data-end=\"1861\"\u003e\n\u003cli data-start=\"1645\" data-end=\"1700\"\u003eStudent self-reflection and habit-building activities\u003c\/li\u003e\n\u003cli data-start=\"1701\" data-end=\"1767\"\u003eTeacher guidance focused on reflection and behavioural awareness\u003c\/li\u003e\n\u003cli data-start=\"1768\" data-end=\"1861\"\u003eIdeal for classroom discussion, wellbeing programs, independent learning, or homeschool use\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1863\" data-end=\"1963\"\u003eDesigned to be used alongside \u003cem data-start=\"1893\" data-end=\"1903\"\u003eSpending\u003c\/em\u003e from the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e book series.\u003c\/p\u003e\n\u003cp data-start=\"1965\" data-end=\"2024\"\u003e\u003cstrong data-start=\"1965\" data-end=\"1976\"\u003eFormat:\u003c\/strong\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45118885986327,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/SpendingWORKSHEET3.jpg?v=1780895784"},{"product_id":"spending-worksheet-4","title":"Spending WORKSHEET 4","description":"\u003ch3 data-start=\"704\" data-end=\"770\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"708\" data-end=\"770\"\u003eSpending Worksheet 4: Financial math for smarter spending\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp data-start=\"772\" data-end=\"939\"\u003eHelp students build confidence with real-world money maths using this practical worksheet from the \u003cem data-start=\"871\" data-end=\"881\"\u003eSpending\u003c\/em\u003e book in the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e series.\u003c\/p\u003e\n\u003cp data-start=\"941\" data-end=\"1214\"\u003eThis fourth worksheet helps learners apply mathematical thinking to everyday spending decisions. Through discounts, sale pricing, unit pricing, subscriptions, and recurring spending examples, students develop the skills to recognise true value and avoid costly money traps.\u003c\/p\u003e\n\u003cp data-start=\"1216\" data-end=\"1238\"\u003eStudents will explore:\u003c\/p\u003e\n\u003cul data-start=\"1239\" data-end=\"1571\"\u003e\n\u003cli data-start=\"1239\" data-end=\"1280\"\u003eCalculating discounts and sale prices\u003c\/li\u003e\n\u003cli data-start=\"1281\" data-end=\"1355\"\u003eUnderstanding “buy more” promotions and whether they are real bargains\u003c\/li\u003e\n\u003cli data-start=\"1356\" data-end=\"1397\"\u003eComparing products using unit pricing\u003c\/li\u003e\n\u003cli data-start=\"1398\" data-end=\"1442\"\u003eCalculating subscription costs over time\u003c\/li\u003e\n\u003cli data-start=\"1443\" data-end=\"1521\"\u003eUnderstanding how small purchases can add up over weeks, months, and years\u003c\/li\u003e\n\u003cli data-start=\"1522\" data-end=\"1571\"\u003eMaking smarter consumer decisions using maths\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1573\" data-end=\"1582\"\u003eIncludes:\u003c\/p\u003e\n\u003cul data-start=\"1583\" data-end=\"1747\"\u003e\n\u003cli data-start=\"1583\" data-end=\"1619\"\u003eStudent financial maths activities\u003c\/li\u003e\n\u003cli data-start=\"1620\" data-end=\"1658\"\u003eTeacher solutions and worked answers\u003c\/li\u003e\n\u003cli data-start=\"1659\" data-end=\"1747\"\u003eIdeal for mathematics, business, economics, financial literacy, or homeschool learning\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1749\" data-end=\"1849\"\u003eDesigned to be used alongside \u003cem data-start=\"1779\" data-end=\"1789\"\u003eSpending\u003c\/em\u003e from the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e book series.\u003c\/p\u003e\n\u003cp data-start=\"1851\" data-end=\"1910\"\u003e\u003cstrong data-start=\"1851\" data-end=\"1862\"\u003eFormat:\u003c\/strong\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45118886903831,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/SpendingWORKSHEET4.jpg?v=1780899679"},{"product_id":"spending-worksheet-5","title":"Spending WORKSHEET 5","description":"\u003ch3 data-start=\"693\" data-end=\"763\"\u003e\u003cspan role=\"text\"\u003e\u003cstrong data-start=\"697\" data-end=\"763\"\u003eSpending Worksheet 5: Critical thinking about consumer choices\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp data-start=\"765\" data-end=\"935\"\u003eHelp students become smarter, more confident consumers with this critical thinking worksheet from the \u003cem data-start=\"867\" data-end=\"877\"\u003eSpending\u003c\/em\u003e book in the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e series.\u003c\/p\u003e\n\u003cp data-start=\"937\" data-end=\"1117\"\u003eThis fifth worksheet challenges learners to question advertising claims, recognise persuasion tactics, and evaluate spending decisions using logic, evidence, and critical thinking.\u003c\/p\u003e\n\u003cp data-start=\"1119\" data-end=\"1170\"\u003eThrough real-world examples, students will explore:\u003c\/p\u003e\n\u003cul data-start=\"1171\" data-end=\"1468\"\u003e\n\u003cli data-start=\"1171\" data-end=\"1214\"\u003eStrong vs weak arguments in advertising\u003c\/li\u003e\n\u003cli data-start=\"1215\" data-end=\"1280\"\u003eScarcity, urgency, influencer marketing, and discount framing\u003c\/li\u003e\n\u003cli data-start=\"1281\" data-end=\"1322\"\u003eFact vs opinion in consumer messaging\u003c\/li\u003e\n\u003cli data-start=\"1323\" data-end=\"1370\"\u003eHidden costs, subscriptions, and fine print\u003c\/li\u003e\n\u003cli data-start=\"1371\" data-end=\"1414\"\u003eEmotional appeals and misleading claims\u003c\/li\u003e\n\u003cli data-start=\"1415\" data-end=\"1468\"\u003eHow to ask better questions before spending money\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1470\" data-end=\"1479\"\u003eIncludes:\u003c\/p\u003e\n\u003cul data-start=\"1480\" data-end=\"1695\"\u003e\n\u003cli data-start=\"1480\" data-end=\"1541\"\u003eStudent critical thinking and consumer awareness activities\u003c\/li\u003e\n\u003cli data-start=\"1542\" data-end=\"1585\"\u003eTeacher solutions and assessment guidance\u003c\/li\u003e\n\u003cli data-start=\"1586\" data-end=\"1695\"\u003eIdeal for classroom discussion, media literacy, financial literacy, independent learning, or homeschool use\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1697\" data-end=\"1797\"\u003eDesigned to be used alongside \u003cem data-start=\"1727\" data-end=\"1737\"\u003eSpending\u003c\/em\u003e from the \u003cspan class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"\u003e\u003cspan class=\"whitespace-normal\"\u003eMarshmallow Money\u003c\/span\u003e\u003c\/span\u003e book series.\u003c\/p\u003e\n\u003cp data-start=\"1799\" data-end=\"1858\"\u003e\u003cstrong data-start=\"1799\" data-end=\"1810\"\u003eFormat:\u003c\/strong\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45118888902679,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/SpendingWORKSHEET5.jpg?v=1778209932"},{"product_id":"spending-crossword","title":"Spending CROSSWORD","description":"\u003cp class=\"MsoNormal\"\u003eThe \u003ci\u003eCrossword\u003c\/i\u003e is an interactive learning activity designed to reinforce key financial literacy concepts and vocabulary from the book. Using clues linked to important money terms and ideas, students develop understanding, recall, and critical thinking skills while strengthening their financial language knowledge. Ideal for revision, independent learning, classroom activities, or homework, the Crossword encourages students to engage more deeply with financial concepts in a fun and meaningful way.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eFormat:\u003c\/b\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45148719153175,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/Spending_CROSSWORD-Cover.jpg?v=1780899773"},{"product_id":"digital-product-27","title":"Spending WORDFINDER","description":"\u003cp\u003e\u003cspan style=\"font-size: 11.0pt; font-family: 'Aptos',sans-serif; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Aptos; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-AU; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;\"\u003eThe \u003ci\u003eWordfinder\u003c\/i\u003e is a fun and engaging activity designed to help students build familiarity with important financial literacy terms and concepts from the book. By searching for key words related to money, saving, spending, investing, tax, superannuation, and other financial topics, students strengthen vocabulary recognition, spelling, and concept recall in an interactive way. Ideal as a classroom activity, early finisher task, homework exercise, or revision tool, the Wordfinder supports financial language development while making learning enjoyable and accessible.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eFormat:\u003c\/b\u003e Digital PDF download\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45148719579159,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/Spending_WORDFINDER-Cover.jpg?v=1780899741"},{"product_id":"spending-quiz-1","title":"Spending QUIZ 1","description":"\u003cp\u003eThis 20-question multiple-choice quiz reviews the key ideas explored in \u003cem data-start=\"112\" data-end=\"122\"\u003eSpending\u003c\/em\u003e. Students revisit important concepts such as needs and wants, impulse buying, advertising, peer pressure, FOMO, spending triggers, habits, and opportunity cost. The quiz also introduces behavioural concepts like System 1 and System 2 thinking, helping students better understand why people make spending decisions. Ideal for revision, classroom discussion, homework, or checking understanding after completing the book.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eFormat:\u003c\/b\u003e Digital video (MP4) download\u003cspan lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\"\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45148721545239,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/Spending_Quiz1_ccc6db4b-de01-433c-8d38-145c975b514d.jpg?v=1780967455"},{"product_id":"spending-quiz-2","title":"Spending QUIZ 2","description":"\u003cp\u003eThis 20-question multiple-choice quiz focuses on the more technical and analytical concepts explored in \u003cem data-start=\"149\" data-end=\"159\"\u003eSpending\u003c\/em\u003e. Students review topics such as discounts, percentages, subscriptions, unit pricing, opportunity cost, and common pricing strategies used by businesses, including charm pricing, drip pricing, scarcity tactics, and price anchoring. The quiz encourages critical thinking about value, marketing, and consumer decision-making while strengthening practical numeracy and financial literacy skills. Ideal for revision, assessment preparation, or extending students’ understanding of real-world spending behaviour.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eFormat:\u003c\/b\u003e Digital video (MP4) download\u003cspan lang=\"EN-US\" style=\"mso-ansi-language: EN-US;\"\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45148724068375,"sku":null,"price":1.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/Spending_Quiz2_1d9a75a8-8d60-4618-8538-66d8135d64ed.jpg?v=1780967422"},{"product_id":"spending-educator-support-pack","title":"Spending Educator Support Pack","description":"\u003cp\u003eThe \u003cem data-start=\"43\" data-end=\"75\"\u003eSpending Educator Support Pack\u003c\/em\u003e provides a comprehensive set of classroom resources designed to support and reinforce the concepts explored in \u003cem data-start=\"187\" data-end=\"197\"\u003eSpending\u003c\/em\u003e. The pack includes Quiz 1 and Quiz 2, a crossword, wordfinder, and Worksheets 1–5, offering a variety of engaging activities that strengthen financial literacy, numeracy, vocabulary, and critical thinking skills. Covering topics such as needs and wants, advertising, impulse buying, subscriptions, pricing strategies, peer pressure, opportunity cost, and smart consumer decision-making, these resources are ideal for revision, assessment, independent learning, homework, or classroom extension activities. Designed to save educators time while supporting meaningful learning outcomes, the pack provides flexible resources suitable for a range of learning environments.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Digital PDF and video (MP4) downloads\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45148862316567,"sku":null,"price":9.99,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/SpendingEducatorSupportPack.jpg?v=1780894766"},{"product_id":"6-book-set","title":"Complete Learning Bundle","description":"\u003cp\u003eBuild confidence with money, one book at a time.\u003c\/p\u003e\n\u003cp\u003eThe Marshmallow Money Complete Learning Bundle brings together six engaging, easy-to-understand books that help young people develop the knowledge, skills, and confidence to make informed financial decisions. Designed for upper primary and secondary students, this bundle provides a practical introduction to the financial concepts every young Australian will encounter throughout life.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eIncluded in this bundle:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eSaving\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eSpending\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eTax\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eInvesting\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eSuperannuation\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eBuying a Car\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eWritten by financial educator and researcher \u003cstrong\u003eDr Tracey West\u003c\/strong\u003e, each book combines real-world examples, critical thinking activities, financial mathematics, and discussion questions that encourage students to connect financial concepts to their own lives.\u003c\/p\u003e\n\u003ch3\u003ePerfect for:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eTeachers and schools seeking curriculum-aligned financial literacy resources\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eHomeschool families looking for structured, engaging learning materials\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eSchool libraries and learning support centres\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eParents who want to prepare young people for real-world financial decisions\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat students will learn:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eHow to manage spending and saving decisions\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eThe role of tax in everyday life\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eHow investing can build wealth over time\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eWhy superannuation matters from a young age\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eThe costs and responsibilities of buying and owning a car\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eHow to think critically about money, risk, and financial choices\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eWhether used in the classroom, at home, or as part of an independent learning program, the Marshmallow Money Complete Learning Bundle provides a strong foundation for lifelong financial capability.\u003c\/p\u003e\n\u003cp\u003eSave compared with purchasing each title individually and build a complete financial literacy library in one convenient package.\u003c\/p\u003e","brand":"Marshmallow Money Australia","offers":[{"title":"Default Title","offer_id":45430645424151,"sku":null,"price":119.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0784\/6808\/7831\/files\/6bookbundlesketches.png?v=1787540921"},{"product_id":"spending-classroom-set-34-copies","title":"Spending Classroom Set (34 Copies)","description":"\u003cp class=\"MsoNormal\"\u003eEquip your classroom with a complete set of \u003cb\u003e34 copies\u003c\/b\u003e of \u003ci\u003eSpending\u003c\/i\u003e, providing enough books for a full class to explore essential financial literacy concepts together.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eDesigned for upper primary and secondary students, Marshmallow Money books combine real-world examples, financial mathematics, and practical guidance to help young people develop the knowledge and confidence to make informed financial decisions.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003eIdeal for classroom teaching, small group work, wellbeing programs, and school libraries, this classroom set allows every student to actively participate in lessons and activities while supporting consistent learning across the cohort.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eClassroom Set Includes:\u003c\/b\u003e\u003c\/p\u003e\n\u003cul style=\"margin-top: 0cm;\" type=\"disc\"\u003e\n\u003cli class=\"MsoNormal\" style=\"mso-list: l0 level1 lfo1; 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