Saving WORKSHEET 1

Saving Worksheet 1: Understanding Saving Decisions

Build deeper financial understanding with this printable worksheet from the Saving book in the Marshmallow Money series.

This first worksheet is designed to help students explore what saving really means, moving beyond simple definitions to examine values, trade-offs, opportunity cost, and the real-life factors that shape money decisions. Through scenarios, agree/disagree questions, matching activities, and reflective responses, learners develop a stronger understanding of how saving connects to everyday choices.

Students will explore ideas such as income, financial goals, opportunity cost, and the difference between short-term wants and longer-term priorities. They will also consider how family, culture, and personal circumstances can influence financial behaviour.

Includes:

• Student worksheet
• Teacher solutions and assessment guidance
• Ideal for classroom discussion, independent learning, or homeschool use

Designed to be used alongside Saving from the Marshmallow Money book series.

Format: Digital PDF download