Saving WORKSHEET 3

Saving Worksheet 3: Personalising Your Saving Plan

Help students connect financial learning to their own lives with this reflective worksheet from the Saving book in the Marshmallow Money series.

This third worksheet encourages learners to think personally about money, goals, and habits. Students reflect on their current saving behaviour, identify something meaningful they want to save for, and create a realistic plan to reach their goal.

Through guided questions and real-world reflection, students will explore:

• Their current saving habits and challenges
• Personal financial goals and timeframes
• Income sources and saving strategies
• Opportunity cost and trade-offs
• How emergencies or unexpected events can affect financial plans
• The long-term impact of money habits

Includes:

• Student reflection and goal-planning activities
• Teacher solutions and assessment guidance
• Ideal for classroom discussion, wellbeing programs, independent learning, or homeschool use

Designed to be used alongside Saving from the Marshmallow Money book series.

Format: Digital PDF download