Superannuation Worksheet 3: Personalising your future and retirement choices
Help students connect superannuation to their own future goals, career choices, and life circumstances with this reflective worksheet from the Superannuation book in the Marshmallow Money series.
This third worksheet encourages learners to think personally about retirement, future lifestyle goals, work patterns, financial priorities, and the many factors that can shape long-term superannuation outcomes.
Students will explore:
What they want their future life and retirement to look like
How full-time work, part-time work, self-employment, and career breaks can affect super
How the gender pay gap and other life circumstances may influence retirement balances
Barriers that can make managing super more difficult
Ethical and sustainable investing choices
Balancing short-term priorities with long-term financial security
How personal decisions and system rules both shape retirement outcomes
Includes:
Student self-reflection and future planning activities
Teacher guidance focused on reasoning, inclusion, and personal reflection
Ideal for classroom learning, economics, business, financial literacy, career education, or homeschool use
Designed to be used alongside Superannuation from the Marshmallow Money book series.
