Australian Financial Literacy Report 2026

This report provides an evidence-based overview of financial literacy in Australia using data from the nationally representative Household, Income and Labour Dynamics in Australia (HILDA) Survey. It examines levels of financial literacy across the Australian population, explores trends over time, and highlights differences between demographic and socioeconomic groups.
The report also explores how financial literacy relates to financial preparedness, resilience, and wellbeing, providing insights to guide effective financial education initiatives, policy and practice.